Decision engine solutions
Automated decisions that are fast, identical every time, and auditable. Credit approvals, fraud and money-laundering screening, underwriting, KYC and KYB.
What a decision engine does
A decision engine is a software system that automates complex business choices by combining data inputs, predefined rules and machine learning models. It processes information in real time to deliver fast, consistent and trackable outcomes for processes such as credit approvals, fraud detection and insurance underwriting.
How it works
- Data collection
- It pulls user details or records from connected databases, APIs or files.
- Logic execution
- It applies business rules, decision tables or AI predictions to evaluate what it has.
- Action output
- It returns a clear decision, or triggers the next step in an automated workflow.
- Audit trail
- It logs every choice it makes, for compliance and for review afterwards.
What you get from it
- Consistency — identical cases receive the identical evaluation, every time
- Speed — real-time responses to customers, in milliseconds
- Agility — non-technical teams can change the rules without anyone rewriting core software
The engines available
- Transaction Decision Engine
- For financial institutions and fintechs: real-time analysis of online financial transactions for fraud, money laundering, credit risk, and KYC and KYB.
- Customer Decision Hub
- Unified, real-time decisions about a customer, across every channel that touches them.
- Process Decision Engine
- Process automation built on the Decision Model and Notation (DMN) standard.
- InRule
- Business rule management and policy enforcement.
Work that usually runs alongside this
Insider threat detection
The people already inside hold legitimate access, and the traditional tools log almost none of what they do with it. Behavioural analytics close that gap.
Read moreATM, POS and self-service security
While banks answer the attack on the cardholder with anti-skimming devices, criminals are perfecting malware that steals from the bank directly, through the terminal.
Read moreStandards certification and empowerment
Cross-border business runs on standing in a recognised standard. We take an organisation to certification and keep it in good standing afterwards.
Read moreAutomate the decision, keep the audit trail
Tell us which process you want to automate and we will come straight back to you.
